SPEC and Construction Financing for
Builders & Investors
ILLUMINATE YOUR BUSINESS WITH LUMINATE BANK
- Luminate Bank can work with you to provide attractive rates that are tied to your developments only
- We have a dedicated division full of experts to handle all Construction and Renovation transactions (OTC, 2TC, and Renovation)
- Luminate Bank offers a full slate of non-traditional lending options including, bank statement and portfolio loans
- 2-1 and 3-2-1 Buy Downs available to be used to market your homes
- We can lock loans up to 360 days and offer free float downs to our construction clients
- We will make sure that we close ontime by making the final underwriting items due by signing, so we can work with title to balance and sign with ease for you and your customers
- With a business Bank Relationship, we can help you finance multiple spec homes or develop land
Ready to Take the Next Step? Reach Out and We'll Review Your Details Together!
Contact Us
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Our team is available to review your specific situation and financing options, whether you already own the land, want to purchase land and use your own builder, or refinance a renovation, and more!
