BeachHouse.Loans

Your dream of owning a beachside getaway, investment condo, or oceanfront home is closer than you think. With flexible loan options and a specialist who understands Ocean City’s unique market, you’ll get the financing you need to make your beach house dream a reality.

Owning property in Ocean City isn’t just about real estate; it’s about lifestyle. With the right mortgage, you can turn your dream of a coastal home into a smart financial investment. From sandy getaways to long-term rental income, you’ll find a loan option that works for you.

Primary Residence Mortgages

Your forever home by the water deserves a loan that’s built to last. Get competitive rates and personalized service for your main residence.

Second Home Mortgages

Looking for a vacation spot to escape to? A second home mortgage can give you the freedom to enjoy Ocean City whenever you want.

Investment Property Mortgages

Make your beach house work for you. Qualify using rental income potential and start building wealth with a smart investment strategy.

Condo Financing (Warrantable & Non-Warrantable)

Condos are a big part of the Ocean City market, and we’re specialists in navigating both warrantable and non-warrantable financing options.

Conforming Loans

Ideal for borrowers who want straightforward terms and competitive rates within standard loan limits.

Jumbo Loans

Perfect for luxury properties that exceed conventional limits, giving you more flexibility to buy the beach house you want.

Full Documentation Loans

Traditional financing backed by verified income and assets for the most straightforward path to approval.

Self-Employed Loans

Qualify with alternative documentation such as bank statements or profit & loss statements, tailored for entrepreneurs and business owners.

Investment Property Loans (Income-Based)

Use the rental income from your property to qualify, making it easier to leverage your investment for long-term gain.